There are a number of online stores and catalogues which are happy to offer credit deals such as pay monthly laptops including Lookagain and the JD Williams group. Recently, times have been tough especially with the hit of the global economic recession which we have not come out of yet. The ripple effects have been felt far and wide and more especially in the loss of jobs and smaller budgets.
This means that the previously available excess cash that could have been spare for unexpected uses is no longer there. Despite this, life has to go on and we have to make purchases of things which are crucial as tools of work. One of these is computers and in this case, a laptop. This is because with a laptop, you could make a living out of simple things that do not require you to get formal employment.
However since most laptops start from around £300, the only solution is buying the laptop on finance and UK catalogues do this best. Credit does not mean that it is free because you will have to pay for it eventually, it simply means you won’t have to pay a large amount up front. With almost all the catalogues, pay monthly laptop deals come with an option to spread the cost after the initial credit period just in case you find you can’t pay the full amount within the agreed period.
There are many catalogues in the UK which will offer laptops on credit such as K & CO, Argos, Julipa, Lookagain, Littlewoods, and The Brilliant Gift Shop among others. A high number of the catalogues will have different terms but it is common in almost all of them to have pay monthly or pay weekly on laptop deals where you have a 12 months interest free payment period. You will have to open an account with the store or catalogue, however, the process is simple and only takes a credit check plus a simple application process which won’t take long at all.
Sometimes when times are tough, you could have bad credit and you may find that getting accepted for a finance plan is a little difficult. Luckily, some catalogues are more lenient than others when it comes to their credit checks, however, you are likely to be charged a higher interest rate.
It is a mammoth task to think of saving up for a laptop because other things usually keep cropping up. In this case, buying a laptop on finance remains a highly viable solution.